Articles by Xiomara Martinez-White
What is a Debt Validation Letter?
When a debt goes to collections, collectors are legally required to send a debt validation letter to provide you with information about the debt —... read more
Arizona Debt Relief Options
In Arizona, federal and state laws protect residents from predatory, unfair and deceptive practices when it comes to debt relief and collections. Arizona debt collection... read more
Should You Use a Personal Loan to Pay Taxes?
Personal loans can help you afford a hefty tax bill, as well as avoid penalties and liens from the IRS. However, personal loans can come... read more
As National Mom and Pop Business Owners Day Approaches, Here Are 4 Ways to Show Support
Small, independent businesses — also known as mom and pop shops — can be hard to maintain. But they can be a pivotal part of... read more
How Does a Credit Limit Increase Affect Your Credit Score?
Increasing the limit on a credit card gives you access to more credit, meaning you can spend more money on your card. Credit card issuers... read more