Articles by Xiomara Martinez-White
What Is Wage Garnishment?
Wage garnishment is a legal process in which creditors seek court orders to take a portion of a debtor’s paycheck to pay delinquent debt. Courts... read more
How to Change Personal Information on Your Credit Report
Credit reports are important documents. They reflect your borrowing history, and creditors use them to make loan decisions and set interest rates. In addition to... read more
What Is a Payday Loan and What Are Safer Alternatives?
Payday loans are small, short-term loans — typically no more than $500 — that many financial experts consider predatory due to their high interest rates... read more
Can Your Personal Credit Score Affect Your Small Business?
Starting your own business often costs quite a bit of money — and you may have to borrow some to get things off the ground.... read more
What is a Guaranteed Loan?
To receive a traditional personal loan, you’ll have to submit a formal application and the lender will then check your credit and decide whether to... read more