Articles by Xiomara Martinez-White
Best — and Worst — Large Metros for Homeownership
In the face of persistently steep house prices and relatively high mortgage rates, buying a home in today’s housing market can be tough. And buying... read more
Buying a Car on Craigslist: A Guide to Avoid Getting Scammed
Are you in the market for a new car, but don't want to break the bank? With its wide range of listings and potential for... read more
Basement Financing: How to Pay for Finishing a Basement
A finished basement can provide additional living space and may yield a substantial return on investment — over 80%, according to the National Association of... read more
What Is a Good Debt-to-Income Ratio?
Your debt-to-income (DTI) ratio is how much money you earn versus what you spend. It’s calculated by dividing your monthly debts by your gross monthly... read more
Rising Mortgage Rates Could Cost Homebuyers Average of Nearly $44,000 Over Lifetime of Loans
Mortgage rates rose dramatically in 2022, with the average rate on a 30-year, fixed mortgage doubling between January and December. Rates haven’t grown nearly as... read more