Articles by Taylor Medine
6 Things That Can Hurt Your Credit Score
Your credit score helps creditors determine how risky it is to lend money to you. Borrowers who have a high credit score can get access... read more
What Is My VantageScore?
You’ve probably heard of the FICO credit-scoring model. It’s the veteran in the world of credit, with lenders first using FICO Scores in 1989. But... read more
6 Ways to Build Credit Without a Credit Card
Building credit can be a challenge for young adults, people without credit, immigrants or anyone with a poor credit history. You need access to credit... read more
How does a credit card hold work?
After checking into a hotel or renting a car, you may notice that the merchant initiated a credit card hold, which locked funds in your... read more
How to Apply for a Credit Card in 7 Steps
If you’re in the market for a new credit card, you can usually apply by providing some personal information, such as your legal name and... read more