Articles by Rene Bermudez
Mortgage APR vs. Interest Rate: What’s the Difference?
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As a prospective homebuyer, you may be wondering about the meaning of an APR vs. interest rate. An APR (annual percentage rate) represents the true... read more
Understanding the FHA CAIVRS Report
July 18, 2022
Mortgages backed by a government agency can provide excellent value, especially for those who struggle to qualify for conventional loans. But there’s a catch: you... read more
Mortgage Protection Insurance: What It Is and How It Works
July 8, 2022
Owning your own home can offer a great sense of security — but what if the worst happens and you or your spouse die unexpectedly?... read more
What Is a Deed-in-Lieu of Foreclosure?
July 8, 2022
A deed in lieu of foreclosure involves a homeowner transferring ownership of their house to their mortgage lender instead (“in lieu”) of going through the... read more
How (and When) to Pay Off Your Mortgage Early
July 5, 2022
When you take out a mortgage, especially one with a 30-year term, it can feel like you’ll never reach the finish line of owning your... read more