Articles by Rebecca McCracken
Rent-to-Own Homes: What You Need to Know
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Rent-to-own homes give you a path to homeownership if you can’t qualify for a mortgage yet. The seller of the home allows you to rent... read more
What are Mortgage-Backed Securities and How Do They Affect Rates?
September 9, 2021
Mortgage backed-securities, or MBSs, are bonds secured by a mortgage or pools of mortgages. A portion of each payment you make each month is passed... read more
What Is Title Insurance and Why Do You Need It?
August 16, 2021
Title insurance is a safeguard that protects property owners against financial losses or legal cost that could result from a claim or lawsuit filed because... read more
Can You Refinance a Condo?
August 11, 2021
The short answer is yes, you can refinance a condo, but it is important to know that there are several additional factors to consider when... read more
Understanding the HUD-1 Settlement Statement
August 5, 2021
When taking out certain home equity lines of credit (HELOC), reverse mortgages, or mortgages on manufactured homes that aren’t attached to real estate, the Department... read more