Articles by Jill A. Chafin
Should You Consolidate Student Loans for PSLF?
September 22, 2023 Deprecated: strtoupper(): Passing null to parameter #1 ($string) of type string is deprecated in /var/www/html/content/themes/lt-wp-www-theme/single-writer.php on line 126
Consolidating your federal student loans can simplify your payments, and in some cases, can help with eligibility for Public Service Loan Forgiveness (PSLF) and income-driven... read more
What Is a Graduated Repayment Plan?
September 22, 2023
The graduated repayment plan starts with lower payments and increases every two years. You will have 10 years to repay federal student loans on the... read more
5 Simple Budgeting Methods To Help You Live Your Best Life
September 22, 2023
A budget can help you track where your money goes while giving you more control over your financial health. The best budgeting methods should fit... read more
Income-Driven Repayment for Student Loans: How It Works
August 28, 2023
The Department of Education offers four income-driven repayment (IDR) plans that could reduce your monthly student loan bill based on your income and family size.... read more
PAYE vs. IBR: Which Income-Driven Plan Is Better for You?
August 24, 2023
If you struggle to afford your monthly student loan bill, consider applying for an income-driven repayment plan, such as Pay As You Earn (PAYE) or... read more