Jill A. Chafin

Staff Writer

  • Expertise: Personal finance, small business loans
  • Education: Whitireia Community Polytechnic, University of North Carolina at Chapel Hill

 


Jill A. Chafin is a staff writer at LendingTree, where she covers a variety of personal finance and small business topics. Her work has appeared on the Motley Fool’s Blueprint, How-to Geek’s Life Savvy, as well as her own blog.

Before joining LendingTree, Jill spent 20+ years as a freelance writer and editor. She has received multiple awards for her creative writing, with pieces published in literary anthologies such as the Personal Story Publishing Project. She has experience running her own business and loves helping others pursue their entrepreneurial dreams.

Jill earned a writing certification from the Whitireia Community Polytechnic in New Zealand and a bachelor’s degree from the University of North Carolina at Chapel Hill.

Articles by Jill A. Chafin

4 Important Reasons to Avoid Early Decision If You Need Financial Aid

Although applying early decision (ED) lets you learn about your admissions decision early, it comes with a catch: If you’re accepted, you must attend the... read more

Recession-Proof Businesses: Profitable Industries and Traits

A recession is a sustained economic downturn, usually caused by factors out of our control, such as war, a pandemic, fuel shortages and more. While... read more

What is Credit Fraud?

Credit fraud is when someone steals one of your existing credit card accounts or uses your personal info to open a fake account in your... read more

What is the Best Credit Utilization Ratio?

Your credit utilization ratio is a number showing how much available credit you’re currently using. It plays a significant role in determining your overall credit... read more

Why Did My Credit Score Drop?

Many factors can cause your credit score to drop, such as a late payment, an increase in credit card applications or even a mistake on... read more

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