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Jessica Sain-Baird

Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a bachelor’s degree in journalism and a master’s degree in digital content strategy from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

Which Monthly Bills Affect Your Credit Score?

Paying your bills on time is the most important step you can take toward building a strong credit score. The higher your score, the more... read more

What Is Credit and How Does It Work?

Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more

Chapter 11 vs. Chapter 7 Bankruptcy: What to Know

If you’ve found yourself drowning in large amounts of debt, you’re surely overwhelmed about how to get out of it. Bankruptcy is a federal legal... read more

What Happens to Your Credit Score When You Refinance a Mortgage?

Mortgage refinancing allows you to replace your existing mortgage with a new loan. As a savvy consumer, you might worry about what a mortgage refinance... read more

How Defaulting on a Loan Affects Your Credit

Loans can be a useful tool for meeting your financial obligations and building your credit score — if you manage them well. But if you... read more

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