Articles by Jessica Sain-Baird
Which Monthly Bills Affect Your Credit Score?
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Paying your bills on time is the most important step you can take toward building a strong credit score. The higher your score, the more... read more
What Is Credit and How Does It Work?
December 9, 2022
Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more
Chapter 11 vs. Chapter 7 Bankruptcy: What to Know
December 7, 2022
If you’ve found yourself drowning in large amounts of debt, you’re surely overwhelmed about how to get out of it. Bankruptcy is a federal legal... read more
What Happens to Your Credit Score When You Refinance a Mortgage?
December 6, 2022
Mortgage refinancing allows you to replace your existing mortgage with a new loan. As a savvy consumer, you might worry about what a mortgage refinance... read more
How Defaulting on a Loan Affects Your Credit
December 6, 2022
Loans can be a useful tool for meeting your financial obligations and building your credit score — if you manage them well. But if you... read more