Articles by Jessica Sain-Baird
What Is a Credit Privacy Number?
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A credit privacy number (CPN) is a fraudulent alternative to a Social Security number (SSN). Sometimes people use them to hide their credit history, but... read more
How Debt Settlement Affects Your Credit
December 29, 2022
Before committing to debt settlement, you may be wondering: “How much does debt settlement affect your credit score?” Debt settlement is a process offered by... read more
What’s in Your Credit Report?
December 27, 2022
When it comes time to buy your dream home, purchase a new car or start a business, there’s one major hurdle that could hold you... read more
What’s the Ideal Credit Score for Buying a House?
December 27, 2022
When applying for a mortgage, lenders will check your credit score to determine whether to approve your loan application and what interest rate to charge.... read more
How a Car Repossession Affects Your Credit
December 22, 2022
If you default on a car loan, your lender could repossess your car. Not only will you be without a set of wheels, but your... read more