Articles by Jessica Sain-Baird
What Is a Promissory Note?
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A promissory note is a legally binding written agreement that includes specific details about a loan’s terms. When a payer and payee (also known as... read more
Fair Debt Collection Practices Act: 5 Protections To Know
January 27, 2023
The Fair Debt Collection Practices Act (FDCPA) is federal law that protects the rights of consumers when third-party debt collection agencies come calling. FDCPA violations... read more
USAA Personal Loan Review
January 25, 2023
Personal loan rating: 4.2/5 Accessibility: 3.8/5 Rates and terms: 4.8/5 Repayment experience: 4/5 Personal loan details APR range: Up to 18.51% Loan terms: 12 to... read more
What Is My VantageScore?
December 30, 2022
You’ve probably heard of the FICO credit-scoring model. It’s the veteran in the world of credit, with lenders first using FICO Scores in 1989. But... read more
Who Can Request to See Your Credit Report?
December 29, 2022
Your credit report contains your credit history — your loans and credit cards, how much you’ve borrowed and whether you’ve made payments on time. Lenders... read more