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Jessica Sain-Baird

Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a bachelor’s degree in journalism and a master’s degree in digital content strategy from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

What Is a Promissory Note?

A promissory note is a legally binding written agreement that includes specific details about a loan’s terms. When a payer and payee (also known as... read more

Fair Debt Collection Practices Act: 5 Protections To Know

The Fair Debt Collection Practices Act (FDCPA) is federal law that protects the rights of consumers when third-party debt collection agencies come calling. FDCPA violations... read more

USAA Personal Loan Review

Personal loan rating: 4.2/5 Accessibility: 3.8/5 Rates and terms: 4.8/5 Repayment experience: 4/5 Personal loan details APR range: Up to 18.51% Loan terms: 12 to... read more

What Is My VantageScore?

You’ve probably heard of the FICO credit-scoring model. It’s the veteran in the world of credit, with lenders first using FICO Scores in 1989. But... read more

Who Can Request to See Your Credit Report?

Your credit report contains your credit history — your loans and credit cards, how much you’ve borrowed and whether you’ve made payments on time. Lenders... read more

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