Articles by Jessica Sain-Baird
Arizona Debt Relief Options
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In Arizona, federal and state laws protect residents from predatory, unfair and deceptive practices when it comes to debt relief and collections. Arizona debt collection... read more
Should You Use a Personal Loan to Pay Taxes?
February 27, 2023
Personal loans can help you afford a hefty tax bill, as well as avoid penalties and liens from the IRS. However, personal loans can come... read more
How Does a Credit Limit Increase Affect Your Credit Score?
February 27, 2023
Increasing the limit on a credit card gives you access to more credit, meaning you can spend more money on your card. Credit card issuers... read more
What Is Wage Garnishment?
February 24, 2023
Wage garnishment is a legal process in which creditors seek court orders to take a portion of a debtor’s paycheck to pay delinquent debt. Courts... read more
Does an IRS Audit Affect My Credit Score?
February 23, 2023
No, an IRS audit does not directly affect your credit score. The Internal Revenue Service (IRS) doesn’t report tax debt to credit bureaus, so it... read more