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Jessica Sain-Baird

Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a bachelor’s degree in journalism and a master’s degree in digital content strategy from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

How to Negotiate Medical Bills

Medical costs can catch you off guard and completely devastate your finances. About 16 million Americans have over $1,000 of medical debt, while another three... read more

Basement Financing: How to Pay for Finishing a Basement

A finished basement can provide additional living space and may yield a substantial return on investment — over 80%, according to the National Association of... read more

What Credit Score Is Needed for a Personal Loan?

Personal loans can be used for just about anything, like consolidating credit cards, financing a home project and paying off medical bills. The minimum credit... read more

What Is a Good Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio is how much money you earn versus what you spend. It’s calculated by dividing your monthly debts by your gross monthly... read more

What Is a Debt Management Plan?

If you’re struggling to manage debt, it may be time to explore a debt management plan (DMP). A DMP is a tool offered by credit... read more

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