Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

The Advantage of a Secured Business Line of Credit

Starting a business can be an expensive proposition, and it’s not always possible to fund your new endeavor with cash. Taking out a loan can... read more

Capital One vs. Discover: How Their Credit Cards Compare

When it comes to finding the right credit card, Capital One versus Discover is one of the most common comparisons consumers make. After all, both... read more

Royal United Mortgage Review

What is Royal United? Royal United Mortgage is a privately held mortgage lender with headquarters in Indianapolis. Founded in 2008, the company focuses on offering... read more

North American Savings Bank Mortgage Review

North American Savings Bank was founded in 1927 with the goal of making banking both convenient and secure. The bank now boasts more than $1... read more

What Happens If You Default On Student Loans?

According to recent statistics, the United States has somewhere in the ballpark of 44.2 million student loan borrowers with a collective debt of $1.3 trillion.... read more