Esther Gim

Esther Gim is a veteran personal finance editor, based in New York.

Articles by Esther Gim

The Complete Guide to Federal Student Loans

For students who need to fund their college education, federal student loans are more advantageous than private student loans. The reasons include lower interest rates,... read more

10 Coding Bootcamps That Defer Tuition Until You Find a Job

Want to learn to code but don’t have the money? If you want to attend a coding bootcamp, pay after you get a job and... read more

Can You Return Unused Student Loan Money?

If you realize you borrowed too much money to pay for college, you may wonder how to return unused student loan money. Depending on loan... read more

What Can You Use Student Loans For?

Technically, you’re supposed to only use student loan funds on qualified educational expenses, such as tuition, books, and room and board. However, lenders rarely track... read more