Articles by Denny Ceizyk
Closing Costs: How Much You’ll Pay for Mortgage Fees
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Most prospective homebuyers are laser-focused on saving for a down payment, but forget they’ll need to pay 2% to 6% of their loan amount toward... read more
How Much are Home Equity Loan Closing Costs?
August 16, 2023
Tapping your home equity to remodel your kitchen or consolidate your credit card debt can be a great option — but don’t forget about closing... read more
The Mortgage Process: 10 Steps to Mortgage Approval
August 10, 2023
The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and... read more
House Closing Process: 8 Steps Before You Get Your Keys
July 19, 2023
In many ways, closing on a home is a team effort: Your real estate agent, mortgage lender, title company and seller work together to help... read more
Spring EQ Mortgage Review
July 17, 2023
Spring EQ at a glance 4 stars Minimum credit score: 680 for HELOCs 620 for home equity loans Maximum LTV ratio: 90% to... read more