Articles by Denny Ceizyk
What Is Title Insurance and Why Do You Need It?
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Title insurance is a safeguard that protects property owners against financial losses or legal cost that could result from a claim or lawsuit filed because... read more
What Is a Reverse Mortgage?
July 29, 2021
A reverse mortgage is a home loan that allows homeowners who are 62 or older to convert home equity into cash. Instead of you making... read more
What is the Break-Even Point on a Refinance?
July 13, 2021
The break-even point on a refinance tells you how long it takes you to recoup refinance closing costs. Some homeowners overlook this important calculation and... read more
5 Ways to Protect Equity in a Divorce Settlement
May 20, 2021
If you’re a homeowner and your marriage is ending, at some point, you’ll need to divide up equity in a divorce settlement. Assuming your home... read more
What Is a Mortgage Credit Certificate?
May 12, 2021
A mortgage credit certificate (MCC) allows qualified first-time homebuyers to claim a federal income tax credit — not just a deduction — worth up to... read more