Articles by Denny Ceizyk
Rolling Student Loans Into a Mortgage
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If you’re a homeowner with student loan debt, you may be thinking about rolling your student loans into your mortgage. With home values rising steadily... read more
Loan-To-Value (LTV) Ratio: Why It Matters
March 11, 2022
A loan-to-value (LTV) ratio is a measure that compares the size of your mortgage to the value of your property. Lenders may use your LTV... read more
How to Refinance an Underwater Mortgage
March 9, 2022
When a home’s value is less than the mortgage balance owed, it’s considered “underwater.” If you’re hoping to take advantage of low interest rates, you... read more
Mortgage Fraud: How to Spot it and Avoid It
March 7, 2022
With average home loan amounts reaching $347,000 in January 2022, there’s a lot of money to be made for all parties involved in a mortgage... read more
32% of Black Homeowners Believe Their Home’s Value Was Unfairly Appraised
February 15, 2022
Black Americans frequently face challenges achieving homeownership, even in areas with large Black populations, according to a 2021 LendingTree study. Those fortunate enough to overcome... read more