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Articles by Denny Ceizyk
Fannie Mae and Freddie Mac: What You Should Know
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Fannie Mae and Freddie Mac help fuel the U.S. mortgage lending industry, providing cash to lenders to fund mortgages to consumers at affordable rates. They... read more
Rolling Student Loans Into a Mortgage
March 11, 2022
If you’re a homeowner with student loan debt, you may be thinking about rolling your student loans into your mortgage. With home values rising steadily... read more
Loan-To-Value (LTV) Ratio: Why It Matters
March 11, 2022
A loan-to-value (LTV) ratio is a measure that compares the size of your mortgage to the value of your property. Lenders may use your LTV... read more
How to Refinance an Underwater Mortgage
March 9, 2022
When a home’s value is less than the mortgage balance owed, it’s considered “underwater.” If you’re hoping to take advantage of low interest rates, you... read more
Mortgage Fraud: How to Spot it and Avoid It
March 7, 2022
With average home loan amounts reaching $347,000 in January 2022, there’s a lot of money to be made for all parties involved in a mortgage... read more