Articles by Denny Ceizyk
56% of Mortgage Borrowers Didn’t Compare Rates, But Nearly Half of Those Who Did Saved Money
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Can you be sure you snagged the lowest mortgage rate possible if you didn’t compare offers from different lenders? For many American homeowners surveyed by... read more
Why Mortgage Reserves Matter When Buying a Home
May 13, 2022
If you’re buying or refinancing a home, you may need to budget for mortgage reserves, which are extra cash assets you can use to cover... read more
HARP Replacement Programs
May 12, 2022
HARP is short for the Home Affordable Refinance Program, and it was created to help homeowners refinance underwater home loans after the 2008 housing crisis.... read more
How to Refinance Your Investment Property in 5 Steps
May 2, 2022
Choosing to refinance an investment property can help you improve your cash flow, free up money for new investments or replenish cash you spent fixing... read more
How to Get a VA Funding Fee Exemption
April 28, 2022
If your military service makes you eligible for a loan backed by the U.S. Department of Veterans Affairs (VA), you might save thousands of dollars... read more