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Articles by Denny Ceizyk
How to Figure Out If You Can Afford a House As Mortgage Rates Continue to Rise
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Mortgage rates have been going up, up and up in 2022, making homeownership more costly â even if house prices level off. In fact, consumers... read more
How to Calculate Home Equity, and Why Youâd Want To
July 29, 2022
Knowing how to calculate your home equity in various scenarios can help you determine how to use that equity toward your financial goals. The math... read more
What Does Being ‘Under Contract’ Mean?
July 29, 2022
The term âunder contractâ in real estate means a buyer and seller have agreed to a home sale in writing. Weâll explore what happens when... read more
Non-QM Loans: What They Are and How They Work
July 25, 2022
If your income or credit history falls outside the stringent guidelines set by standard mortgage loan programs, a non-QM loan may be worth considering. Non-QM... read more
Closing Costs That Are (and Arenât) Tax-Deductible
July 13, 2022
Most people who buy or refinance a home pay closing costs. You might wonder: “Are closing costs tax-deductible?” The answer: It depends. Some of these... read more