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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
denny-new-photo

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Denny Ceizyk

How to Complete a Gift Letter for a Mortgage Down Payment

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When someone gives you money to help you buy a house, your lender requires a gift letter, along with documents showing how the money changes... read more

What to Know About Qualifying for Retirement Mortgages

August 23, 2022

If you want to buy a house after retirement, there are several retirement mortgages to choose from. In fact, most standard loan programs allow seniors... read more

What Credit Score Do You Need to Refinance Your Mortgage?

August 22, 2022

Most loan types require a minimum 620 credit score to refinance a mortgage, though the requirement may vary by loan program. Lenders tend to offer... read more

Comparing the HomeReady and Home Possible Loans

August 19, 2022

Government-backed mortgage programs aren’t the only ones that offer small-down-payment loans. Fannie Mae and Freddie Mac, the two major agencies that buy and sell mortgages... read more

NINA Loans: What No-Income-No-Asset Mortgages Are and How They Work

August 16, 2022

The no-income-no-asset loan, or NINA loan, allows you to get a mortgage without providing any pay stubs, tax documents or bank statements to verify the... read more

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