Articles by Denny Ceizyk
What to Know About Qualifying for Retirement Mortgages
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If you want to buy a house after retirement, there are several retirement mortgages to choose from. In fact, most standard loan programs allow seniors... read more
What Credit Score Do You Need to Refinance Your Mortgage?
August 22, 2022
Most loan types require a minimum 620 credit score to refinance a mortgage, though the requirement may vary by loan program. Lenders tend to offer... read more
Comparing the HomeReady and Home Possible Loans
August 19, 2022
Government-backed mortgage programs aren’t the only ones that offer small-down-payment loans. Fannie Mae and Freddie Mac, the two major agencies that buy and sell mortgages... read more
NINA Loans: What No-Income-No-Asset Mortgages Are and How They Work
August 16, 2022
The no-income-no-asset loan, or NINA loan, allows you to get a mortgage without providing any pay stubs, tax documents or bank statements to verify the... read more
How to Figure Out If You Can Afford a House As Mortgage Rates Continue to Rise
August 4, 2022
Mortgage rates have been going up, up and up in 2022, making homeownership more costly — even if house prices level off. In fact, consumers... read more