Articles by Denny Ceizyk
What Is a 5/5 ARM and Should I Get One?
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A 5/5 adjustable-rate mortgage offers a low fixed-interest rate for the first few years of your loan term. It could temporarily save you money in... read more
Can You Still Get a No-Doc Mortgage?
October 13, 2022
More and more lenders are offering no-doc mortgage options to help borrowers with tricky income situations with loans to buy or refinance homes. Also called... read more
Using Home Equity for a Down Payment on a Second Home
September 29, 2022
Once you’ve built up a big chunk of equity in your home, you may think about tapping it to buy another property. Before you do,... read more
Borrowing Money for a Down Payment: How and When to Do It
September 29, 2022
Considering whether to borrow money for a down payment on a new home? You have options, which include taking out a home equity loan or... read more
How Seasonal Workers Can Use Unemployment Income to Qualify for a Mortgage
September 22, 2022
If you are a seasonal worker thinking of buying a home, you may be wondering: “Can I use unemployment income to qualify for a home?”... read more