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Articles by Denny Ceizyk
Texas First-Time Homebuyer Programs
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Texas offers first-time homebuyers a wide variety of options, ranging from down payment assistance to homebuyer education courses, that help Texans with their homeownership goals.... read more
Investment Property Mortgage Rates: How Much More Will You Pay?
March 2, 2023
You’ll typically pay anywhere from 0.5% to 0.875% more for investment property mortgage rates compared to primary residence rates. The additional amount helps to cover... read more
How Should You Hold Title to Your Home?
February 28, 2023
When you buy a home, you’ll choose the manner in which your title is held, also known as “title vesting,” which refers to your legal... read more
How to Refinance Your Mortgage
February 16, 2023
To refinance a mortgage, you replace your current home loan with a new one. In some cases, you follow the same steps as taking out... read more
Mortgage Prequalification vs. Preapproval: Which Is Best for You?
January 31, 2023
If you’re kicking the tires of homeownership, a mortgage prequalification letter gives you a lender’s best guess about how much you can borrow based on... read more