Articles by Denny Ceizyk
How to Buy Down Your Mortgage Interest Rate
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When mortgage rates are on the rise, lenders may offer a mortgage financing technique — known as a mortgage rate buydown — that allows you... read more
FHA 203(k) Loan: What It Is and How It Works
April 27, 2023
Fixer-upper homebuyers often choose the Federal Housing Administration’s 203(k) loan to roll the cost of buying a home and making improvements to it into one... read more
FHA Cash-Out Refinance: What You Need to Know
April 21, 2023
If you need to tap home equity but your credit scores aren’t very high, an FHA cash-out refinance may be worth considering. Loans insured by... read more
How to Apply for a Home Loan in 6 Steps
April 20, 2023
If you don’t know how to apply for a home loan, something as simple as forgetting to list a bank account or old address could... read more
Getting a Mortgage After Bankruptcy: How To Do It
April 20, 2023
Getting a mortgage after bankruptcy can be a challenge, but it’s not impossible. Standard loan programs allow borrowers who’ve emerged from bankruptcy to get a... read more