Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 


Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

How to Buy Down Your Mortgage Interest Rate

When mortgage rates are on the rise, lenders may offer a mortgage financing technique — known as a mortgage rate buydown — that allows you... read more

FHA 203(k) Loan: What It Is and How It Works

Fixer-upper homebuyers often choose the Federal Housing Administration’s 203(k) loan to roll the cost of buying a home and making improvements to it into one... read more

FHA Cash-Out Refinance: What You Need to Know

If you need to tap home equity but your credit scores aren’t very high, an FHA cash-out refinance may be worth considering. Loans insured by... read more

How to Apply for a Home Loan in 6 Steps

If you don’t know how to apply for a home loan, something as simple as forgetting to list a bank account or old address could... read more

Getting a Mortgage After Bankruptcy: How To Do It

Getting a mortgage after bankruptcy can be a challenge, but it’s not impossible. Standard loan programs allow borrowers who’ve emerged from bankruptcy to get a... read more

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