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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
denny-new-photo

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Denny Ceizyk

Why You Should Refinance Your FHA Loan to a Conventional Mortgage

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It’s worth it to refinance an FHA loan to a conventional loan if you’ve built enough equity in your home and can get rid of... read more

How to Avoid a Higher-Priced Mortgage Loan

April 28, 2023

Mortgage closing costs can add up at the closing table and over the life of a home loan. One way to avoid a higher-priced mortgage... read more

How to Refinance a Mortgage With Bad Credit

April 28, 2023

Credit score and credit history bumps can discourage some homeowners from refinancing. The good news: There are a number of different options available to refinance... read more

Can You Buy a House with Credit Card Debt?

April 28, 2023

Yes, you can qualify for a home loan and carry credit card debt at the same time. But before you start the homebuying process, you’ll... read more

Can You Negotiate Mortgage Rates With Your Lender?

April 27, 2023

The answer is yes — you can negotiate better mortgage rates and other fees with banks and mortgage lenders, if you’re willing to haggle and... read more

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