Articles by Deborah Kearns
How to Calculate Your Debt-to-Income Ratio
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Your debt-to-income (DTI) ratio — the relationship between your monthly debt payments and gross monthly income — is one of the main factors lenders consider... read more
Despite COVID-19 Crisis, More Than Half of Homebuyers More Likely to Purchase a Home Soon
June 1, 2020
The coronavirus pandemic — coupled with historically low mortgage rates — is motivating a majority of homebuyers to purchase a home in the coming year,... read more
LendingTree Finds More Home Equity Loans Are Being Used for Home Improvement Amid COVID-19 Crisis
May 26, 2020
With millions of Americans cooped up inside their homes during the coronavirus pandemic, many homeowners have taken on home improvement projects. While some of the... read more
Rates Dropped After My Mortgage Rate Lock. Is There a Float-Down Option?
April 3, 2020
After locking in your mortgage rate, you might assume you’re out of luck if rates fall. A mortgage rate lock float down lets you adjust... read more