Articles by Dan Shepard
Using a Personal Loan to Pay Down Credit Card Debt Could Raise Your Credit Score by Up to 71 Points
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Credit cards are convenient, but the debt all those swipes and taps rack up is anything but. Credit card debt can drag down your credit... read more
94% of Americans Say Owning a Home Is Part of the American Dream, but 51% Who Don’t Own Fear They Never Will
August 14, 2023
Owning a home has long been considered the quintessential American dream, but the path to those white picket fences is far from smooth. Although 84%... read more
Credit Card Competition Act: What It Is and How It Impacts Merchants, Consumers
August 10, 2023
The way credit card transactions are processed in the U.S. may change significantly, thanks to proposed legislation aimed at reducing the amount of fees that... read more
Student Loan Debt Statistics
August 10, 2023
Americans owe $1.77 trillion in student loan debt. And while the Biden administration attempted to shrink that amount by an estimated $430 billion, the Supreme... read more
Shopping Around for a Mortgage Could Help Borrowers Save More Than $84,000 Over Their Loans’ Lifetime
August 7, 2023
Though today’s relatively high mortgage rates have made homebuying considerably more expensive than during the height of the pandemic, shopping around for a mortgage and... read more