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Charlotte Zhang

  • Expertise: Credit cards, personal finance, life insurance, real estate investing
  • Education: Martin Luther College

 

Charlotte Zhang is a staff writer focusing on credit cards.

Prior to becoming a personal finance writer, Charlotte Zhang spent more than 15 years as an English as a Foreign Language teacher in small-town China after receiving her education degree from Martin Luther College. She taught thousands of students across all levels; from preschoolers to C-suite executives, with middle school being her favorite age group.

She’s written personal finance content for Joy Wallet, Save, Insurify, The Penny Hoarder, Money Under 30, RBC Wealth, Next Advisor, Credit Sesame, The Simple Dollar, Work+Money, Capital One, Incomes Abroad and International Living. Additionally she’s ghostwritten content for real estate investing and insurance blogs.

When she’s not scanning receipts to earn cash back rewards or giving personal finance tips to friends, she enjoys knitting woolen socks (not a frugal hobby), cooking (a great way to save) and hanging out with her husband and two kids.

Articles by Charlotte Zhang

Apple Card Review

June 29, 2023 Deprecated: strtoupper(): Passing null to parameter #1 ($string) of type string is deprecated in /var/www/html/content/themes/lt-wp-www-theme/single-writer.php on line 141

read more

How to Find a Fixed Rate Credit Card

June 1, 2023

Credit card interest rates fall into two different types: variable rate and fixed rate. Most credit cards today are variable rate credit cards — this... read more

What Is a Black Card?

May 31, 2023

You’re at a swanky restaurant when a dining companion produces a shiny black card and gives it to the server. Fellow diners “ooh” and “ahh”... read more

Surge Platinum Credit Card Review

May 3, 2023 Deprecated: strtoupper(): Passing null to parameter #1 ($string) of type string is deprecated in /var/www/html/content/themes/lt-wp-www-theme/single-writer.php on line 141

read more

Centurion® Card from American Express Review

May 1, 2023

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