Articles by Alex Cook
What is Payday Loan Consolidation?
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If you turn to payday loans to meet short-term cash needs, the sky-high annual percentage rate (APR) and fees that come with these loans can... read more
What’s the Ideal Credit Score for Buying a House?
December 27, 2022
When applying for a mortgage, lenders will check your credit score to determine whether to approve your loan application and what interest rate to charge.... read more
How a Car Repossession Affects Your Credit
December 22, 2022
If you default on a car loan, your lender could repossess your car. Not only will you be without a set of wheels, but your... read more
How Long Does It Take to Improve Your Credit Score?
December 14, 2022
Building a good credit score is a lot like training for a marathon: Develop good habits and avoid major setbacks, and you’ll set yourself up... read more
Does a Cash Advance Hurt Your Credit?
December 13, 2022
If you’re in a bind and need cash quickly, you might turn to a cash advance, which is a short-term personal loan against your credit... read more