JanetSchaaf

Janet Schaaf

Janet Schaaf is a freelance writer, editor and proofreader who considers reader advocacy to be her calling. After taking a few roads less traveled, Janet completed a bachelor’s degree in English Literature from the University of Missouri-Kansas City, with English Department Honors. She has been correcting grammar and checking facts since she could string a sentence together. For the past three years, Janet has focused on making personal finance topics understandable and relatable. Loan terms and credit card agreements can look overwhelming, but understanding what you’re agreeing to is paramount in grasping the impact debt can have on your life.

Articles by Janet Schaaf

Best SBA Lenders of 2024

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The U.S. Small Business Administration (SBA) partners with lenders to offer attractive loan terms and affordable interest rates for small business owners. Although the SBA... read more

Taycor Financial Business Loans Review

December 28, 2022

  Estimated APR range: Varies by product.   Best for: Business owners seeking equipment financing with a quick turnaround to funding. Pros and cons of... read more

Can I Use a Personal Credit Card for Business Expenses?

December 22, 2022

If you’re concerned about the legal implications of personal credit cards used for business expenses, rest assured it’s an acceptable and fairly common practice. However,... read more

Payroll Loans: How to Use Them

April 7, 2022

Payroll loans are a type of short-term, small business financing used to help pay a business’ employees. If your small business is tight on cash,... read more

How to Pay Yourself as a Small Business Owner

November 29, 2020

As a small business owner, reaching the stage where you can afford to pay yourself is an exciting milestone. But before you cut that check... read more

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