JanetSchaaf

Janet Schaaf

Janet Schaaf is a freelance writer, editor and proofreader who considers reader advocacy to be her calling. After taking a few roads less traveled, Janet completed a bachelor’s degree in English Literature from the University of Missouri-Kansas City, with English Department Honors. She has been correcting grammar and checking facts since she could string a sentence together. For the past three years, Janet has focused on making personal finance topics understandable and relatable. Loan terms and credit card agreements can look overwhelming, but understanding what you’re agreeing to is paramount in grasping the impact debt can have on your life.

Articles by Janet Schaaf

Long-Term Business Loans: Best Options

Long-term business loans offer repayment periods that can reach up to 10 years or sometimes more, making them ideal to help grow a small business.... read more

Chick-fil-A Franchise Costs

Chick-fil-A is a popular restaurant franchise famous for its chicken sandwich. Franchises take a lot of the guesswork out of starting a business, but the... read more

Patents, Copyrights and Trademarks: What’s the Difference?

Trademarks, copyrights and patents are all important tools for protecting the intellectual property of your business, but which one you may need at a specific... read more

Franchise Tax: What Business Owners Need to Know

A franchise tax is not a tax on franchises, like a McDonald’s or a 7-Eleven. Instead, it’s a tax paid by businesses for the privilege... read more

Dunkin’ Donuts Franchise Costs

Buying a franchise allows you to hit the ground running — the brand often provides training, supplies the products and helps with marketing, so you... read more

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