JanetSchaaf

Janet Schaaf

Janet Schaaf is a freelance writer, editor and proofreader who considers reader advocacy to be her calling. After taking a few roads less traveled, Janet completed a bachelor’s degree in English Literature from the University of Missouri-Kansas City, with English Department Honors. She has been correcting grammar and checking facts since she could string a sentence together. For the past three years, Janet has focused on making personal finance topics understandable and relatable. Loan terms and credit card agreements can look overwhelming, but understanding what you’re agreeing to is paramount in grasping the impact debt can have on your life.

Articles by Janet Schaaf

Can I Use a Personal Credit Card for Business Expenses?

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If you’re concerned about the legal implications of personal credit cards used for business expenses, rest assured it’s an acceptable and fairly common practice. However,... read more

Payroll Loans: How to Use Them

April 7, 2022

Payroll loans are a type of short-term, small business financing used to help pay a business’ employees. If your small business is tight on cash,... read more

How to Pay Yourself as a Small Business Owner

November 29, 2020

As a small business owner, reaching the stage where you can afford to pay yourself is an exciting milestone. But before you cut that check... read more

What is a Certificate of Good Standing?

October 30, 2020

Your business may need a certificate of good standing for certain business actions, such as opening a business bank account, applying for a business loan... read more

40 Eco-Friendly Business Ideas

April 10, 2020

Green businesses focus on sustainable products and practices that help create a more environmentally sound future. Your eco-friendly business can implement various green strategies, such... read more

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