In a world where “happily ever after” is the goal, conversations about financial responsibilities may not be high on the list of romantic discussions. However, as you set joint financial goals, you may be wondering, “Am I responsible for my spouse’s debt?”

In most cases, the answer is “no,” but there are some instances in which you could be on the hook for your spouse’s debt. If you live in a community property state, for example, you may be obligated to repay any debt accumulated during the marriage. We’ll examine the complexities of spousal debt and offer guidance on how to navigate this issue.