| Lender | User ratings | APR range | Loan amounts | Loan terms |
|---|---|---|---|---|
 | 13.39% to 24.91% | $10,000 to $200,000 | 36 to 120 months | |
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User Ratings & Reviews
Ratings and reviews are from real consumers who have used the lending partner’s services. | 7.99% to 24.99% | $2,500 to $40,000 | 36 to 84 months |
 | 8.49% to 21.47% (with autopay) | $5,000 to $100,000 | 24 to 144 months | |
 | User ratings coming soon | 8.99% to 18.00% | Not specified | 180 months |
 | 7.99% to 17.99% | $600 to $50,000 | 12 to 60 months | |
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User Ratings & Reviews
Ratings and reviews are from real consumers who have used the lending partner’s services. | 8.99% to 25.81% (with discounts) | $5,000 to $100,000 | 24 to 84 months |
 | User ratings coming soon | 7.49% to 23.34% (with discounts) | $3,000 to $100,000 | 12 to 84 months |
| Pros | Cons |
|---|---|
Largest maximum loan amount Longer payment terms available No prepayment penalties | Higher minimum interest rate Not available in Illinois or Maryland Origination fees |
| Pros | Cons |
|---|---|
APR starting at 7.99% No origination fees Repayment period of up to seven years | Low loan maximum at $40,000 Doesn’t allow joint applications Charges fees for late payments |
| Pros | Cons |
|---|---|
Up to $100,000 maximum No origination fees Wide range of payment terms | No loan prequalification Hard credit check required Requires good or excellent credit |
| Pros | Cons |
|---|---|
Low maximum APR Allows joint applications Same-day funding | Must qualify for membership Relatively high home improvement loan minimums Maximum loan amount not specified |
| Pros | Cons |
|---|---|
Quick funding timeline (1-2 days) Competitive APR range No origination fees | Unclear eligibility requirements Relatively low maximum loan amount Fees for late payments |
| Pros | Cons |
|---|---|
Competitive APR range No origination fees Same-day funding | Requires higher credit score Doesn’t have clear eligibility criteria Employment requirements |
| Pros | Cons |
|---|---|
Terms as short as 12 months Low minimum APR at 7.49% Quick application process | Only Wells Fargo customers can apply Late payment fees apply |
Before you apply for a swimming pool loan, you should get a few quotes for how much your new pool will cost. According to HomeAdvisor, in-ground pools range from about $44,000 to $85,000. Above-ground pools are substantially cheaper — usually less than $6,000.
The total cost of your pool will depend on a variety of factors, including where you live. Size, shape, materials and additional features like fencing or landscaping will also affect how much your pool costs.
As you’d expect, more luxurious pools are more expensive. In fact, if you want a huge, luxury pool with waterfalls or spillover features, many personal loans may not offer enough funding to finance the entire cost.
Contractors should be able to provide an estimate of what your pool may cost, but cost fluctuations for labor and materials could affect the final price. Whether you want an inexpensive above-ground pool or a custom in-ground pool with all the bells and whistles, be sure to get a few quotes from licensed contractors before applying for a personal loan.
Yes, many personal loan companies help finance swimming pool construction. Home improvements are a common reason for taking out a personal loan, and while most lenders have a few restrictions on how you can use your funds, home improvements are commonly permitted.
It depends. Some lenders require at least good credit, though some don’t publicly specify their minimum credit requirements. To qualify for a lender’s lowest rate, you’ll likely need an excellent credit score.
Some lenders charge a loan origination fee, though not all do. Those fees are deducted upfront from the money your lender sends to you. Prepayment penalties are less common but can apply if you pay off your loan too quickly. It’s important to understand all potential fees before finalizing your loan application.
Lenders usually ask how you plan on using your loan funds during the application process. Personal loans can be used to pay for a wide variety of expenses, but most lenders place restrictions on how you can use the funds. If you use your loan to finance something that violates the lender’s conditions, you may be in breach of your loan contract and face stiff financial and legal repercussions.
If your lender does a hard credit check as part of the application process, your credit score will take a minor, temporary hit. As long as you make regular, on-time loan payments, your credit score should rebound eventually.
