This guide explains how to transfer your miles to Capital One partners and what partners get the best transfer rates.
You’ll receive the highest value from your Capital One miles when you transfer them to a Capital One airline or hotel partner that converts on a 1:1 ratio and has no fees.
There are now 18 Capital One travel partners to provide cardholders with maximum flexibility when redeeming their miles. You can choose from 14 airlines and four hotel loyalty programs depending on where you want to travel, award availability and travel preferences. While most partners transfer on a 1:1 basis, not all of them do.
Some of the airline partners below also belong to other transfer programs, like Chase Ultimate Rewards®, American Express Membership Rewards and Citi ThankYou® Points. When you transfer points from these programs into your airline loyalty account, they’ll combine with your transfers from Capital One miles to accelerate your ability to book award travel.
There are 14 Capital One airline partners and all three airline alliances are represented. This means that even if your favorite airline isn’t one of Capital One’s travel partners, you can still transfer to one of its alliance partners to book a flight.
In addition, Emirates and Etihad are also available. And although these two airlines aren’t members of any of the major alliances, each one partners with many other airlines to earn and redeem miles.
| Partner | Airline Alliance | Transfer Ratio |
|---|---|---|
| Aeromexico Club Premier | SkyTeam | 1 : 1 |
| Air Canada Aeroplan | Star Alliance | 1 : 1 |
| Asia Miles (Cathay Pacific) | oneworld | 1 : 1 |
| Avianca LifeMiles | Star Alliance | 1 : 1 |
| British Airways Executive Club | oneworld | 1 : 1 |
| Emirates Skywards | N/A | 1 : 1 |
| Etihad Guest | N/A | 1 : 1 |
| EVA Air Infinity MileageLands | Star Alliance | 1000 : 750 |
| Finnair Plus | oneworld | 1 : 1 |
| Flying Blue (Air France/KLM) | SkyTeam | 1 : 1 |
| Qantas Frequent Flyer | oneworld | 1 : 1 |
| Singapore Airlines KrisFlyer | Star Alliance | 1 : 1 |
| TAP Miles&Go | Star Alliance | 1 : 1 |
| Turkish Airlines Miles&Smiles | Star Alliance | 1 : 1 |
| Virgin Red | N/A | 1 : 1 |
With the addition of Virgin Red, there are now four hotels eligible for Capital One points transfers.
| Partner | Transfer ratio |
|---|---|
| ALL - Accor Live Limitless | 1000 : 500 |
| Choice Privileges | 1 : 1 |
| Virgin Red* | 1 : 1 |
*Capital One announced on March 1, 2022, that Virgin Red is being added as a hotel transfer partner in the coming weeks. The bank is the first to partner with the new loyalty program for the Virgin family of brands.
Capital One periodically offers transfer bonuses to participating loyalty programs. These transfer bonuses are for a limited time. The bonuses available in March 2022 were:
| Loyalty Program | Standard Rate | Promotional Rate |
|---|---|---|
| AeroMexico | 1 : 1 | 1 : 1.2 |
| Avianca | 1 : 1 | 1 : 1.2 |
For each of these three transfer partners, when you transfer Capital One miles, you’ll receive a 20% bonus when you transfer by March 31, 2022.
| Avianca LifeMiles | ||
|---|---|---|
| Home Country: Colombia | Major hubs: Bogota, San Salvador | Airline alliance: Star Alliance |
| Avianca LifeMiles provides an excellent path to flying international premium cabin flights for a good price with its Star Alliance partner airlines. For example, you can fly to Europe in Swiss Air Business Class or United Polaris for just 63,000 miles each way. Plus, the best feature here is that you won't pay the high fuel surcharges or taxes that some other airlines charge when redeeming miles for international travel. | ||
| British Airways | ||
|---|---|---|
| Home Country: England | Major hubs: Heathrow Airport, Gatwick Airport, London City Airport | Airline alliance: oneworld |
| British Airways is a valuable transfer partner because its redemption program is mileage-based. This means it offers tremendous value for direct, nonstop flights between two cities with one-way flights starting at just 8,000 Avios points per person. This is a great redemption option for Americans looking for low-cost award flights. For example, you can book an economy flight from Los Angeles to Honolulu on its partner, American Airlines, for just 13,000 Avios and $5.60 in taxes. | ||
| Turkish Airlines Smiles and Miles | ||
|---|---|---|
| Home Country: Turkey | Major hubs: Istanbul, Ankara | Airline alliance: Star Alliance |
| Attractive redemptions with Turkish Airlines range from low-cost domestic flights on United to luxury flights to Europe and the Middle East with Turkish and its Star Alliance partners. Within the U.S., you can book domestic transcontinental flights on United using Turkish Airlines miles for as little as 10,000 miles each way. Or, you can also fly to the Middle East via Europe in Business Class for just 52,500 miles each way. | ||
While there are 18 Capital One Venture transfer partners to choose from, they’re not all created equal. These two Capital One partners tend to offer lower value than many of the other choices available.
While Choice Privileges has a 1:1 transfer ratio with Capital One, a majority of its hotel locations are on the budget end of the spectrum. This contrasts with many travelers’ goals of redeeming their rewards for aspirational travel that they wouldn’t normally spend money on.
However, savvy travelers can still find value with targeted transfers to Choice Privileges. In recent years, Choice has opened more Ascend and Cambria hotels geared towards upscale travelers. Plus, it’s partnered with AM Resorts to offer high-end, all-inclusive vacation destinations in Mexico, Central America and the Caribbean.
Accor is a fixed-value hotel redemption program, which eliminates the opportunity to receive outsized value for your points when booking an aspirational stay. When redeeming points to pay for your Accor stay, you’ll receive a credit of 40 Euros for every 2,000 points that you redeem.
Meanwhile, for every 1,000 Capital One miles that you transfer to Accor, you’ll receive 500 ALL points. This means that you’d need to transfer 20,000 Capital One miles to pay for a 200 Euro hotel stay (approximately $220 in U.S. dollars). With Capital One miles worth an average of 1.85 cents, you’re giving up $370 in value for that 200 Euro stay.
Here’s the process for transferring Capital One miles:
When transferring Capital One miles to a partner loyalty program, the name on your credit card must match the name on your loyalty account. The minimum transfer is 1,000 miles and, in addition, you must transfer miles in increments of 1,000. For example, if you need 15,500 miles to book an award flight, you’ll need to transfer 16,000 Capital One Miles to the partner airline.
All transfers will be final, and once you’ve initiated a transfer, it cannot be reversed. Rewards are transferred to your chosen loyalty program within 24 hours.
Capital One miles offer several redemption options, including travel, cash back, gift cards and more. Cardholders can book travel with no blackout dates by using their miles to pay through the Capital One Travel portal or by making travel purchases, then “erasing” the purchase with their miles in the form of statement credit once it posts to their account. However, your miles are only worth one cent each when booking this way.
When you transfer your miles to one of these partners, you can book award travel that has a much higher value. Plus, all of the miles and points that you transfer are combined with the existing balances in your loyalty accounts, which makes it easier to earn enough rewards to book a flight or hotel room.
In many cases, booking a flight with a transfer partner will cost fewer miles than if you booked the flight through the Capital One Travel portal. This helps to stretch the value of your rewards.
Occasional transfer bonuses add even more value. These limited-time offers provide even more airline miles and hotel points when you transfer your Capital One miles into participating programs.
To illustrate the value of booking with one of the Capital One airline partners, we decided to compare a flight through the Capital One Travel portal versus using British Airways Avios. This one-way flight on Dec. 15, 2022, from Los Angeles to Honolulu is operated by American Airlines.
This flight is available for 13,000 British Airways Avios and $5.60. Since British Airways is a 1:1 transfer partner of Capital One, this flight would require transferring 13,000 Capital One miles to British Airways.
The exact same flight is available through Capital One Travel with a cash price of $210, or 20,950 Capital One miles. This cost in miles is more than 60% higher than if the miles were transferred to British Airways and the flight booked with Avios. Alternatively, if you paid cash for the flight with the Capital One Venture X Rewards Credit Card, you’ll earn miles on the purchase. You’ll also earn American Airlines Loyalty Points for the flight if you pay for your flight with cash or Capital One miles, but you won’t if you booked with Avios.
We were able to find a lower cash-priced option by flying Delta Air Lines. However, it was in Basic Economy, left at 12:50 a.m. and had a flight time of more than 17 hours. While it is always worthwhile to explore other flight options, in this case, the small savings is not worth it.
If you’re interested in earning Capital One miles, the bank offers several credit cards for personal and business use. These cards range from budget-friendly, no annual fee cards with reduced rewards to the premium Capital One Venture X Rewards Credit Card. The welcome bonus, earning rate and annual fee varies for each card, so choose the one that works best with your spending patterns and lifestyle.
| Card | Welcome bonus | Earning rate | Annual fee |
|---|---|---|---|
| Capital One Venture Rewards Credit Card | 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening | 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel | $95 |
| Capital One VentureOne Rewards Credit Card | Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel | 1.25 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel | $0 |
| Capital One Venture X Rewards Credit Card | Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel | 2X Miles per dollar on every purchase, every day; 10X Miles per dollar on hotels and rental cars booked through Capital One Travel; 5X Miles per dollar on flights and vacation rentals booked through Capital One Travel | $395 |
| Capital One Spark Miles for Business | Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. | 2 Miles per $1 on every purchase, everywhere; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel | $0 intro for first year; $95 after that |
| Capital One Spark Miles Select for Business | One-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening | 1.5 Miles per $1 on every purchase | $0 |
No, Delta Air Lines is not a transfer partner of Capital One. However, since Delta is part of the SkyTeam Alliance, you can transfer Capital One miles to one of its partners in order to book a flight on Delta. AeroMexico, Air France and KLM are Capital One’s SkyTeam partners.
Capital One has 14 airline transfer partners to choose from. The airline partners are AeroMexico, Air Canada, Air France/KLM, Air Portugal, Avianca, British Airways, Cathay Pacific, Emirates, Etihad, EVA Air, Finnair, Qantas, Singapore Airlines and Turkish Airlines.
To transfer points to Emirates or any other partner, log into your Capital One account and select your credit card. Click on “Redeem” and choose “Convert Rewards.” Scroll down to the Emirates listings and click “Transfer Miles.” Enter your Emirates Skywards membership number and enter the number of miles you want to transfer. Rewards will be transferred into your Emirates account within 24 hours.
Yes, Capital One miles can currently be transferred to 18 hotel and airline partners with no fees. Cardholders can transfer to many of these partners at a 1:1 ratio. Plus, Capital One occasionally runs bonus promotions where you’ll receive a bonus when transferring to select partners.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to the Capital One Spark Miles Select for Business has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
