Here’s How It Works

Spoiler: comparing offers saves time and money.

1. Answer a few questions.

Tell us what you’re looking for so we can line up options that make sense.

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2. Compare your offers.

See real offers from multiple lenders side by side - before committing

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3. You choose the winner.

Some partners may reach out to sharpen their offers. You choose the one that works for you.

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We’re not a lender, but we know a lot of them.

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LendingTree brings together 300+ lenders so you can compare your options, side by side. Because the smartest financial decisions happen when you have real options.

The smarter way to compare rates

See rates from real lenders in our network.

Don't just take our word for it

Find out why millions trust LendingTree to shop smarter.

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Personalized Rate Tracking

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Save and Compare Offers NEW

Compare your favorite offers side by side and move forward when you're ready.

Our Experts

The LendingTree Standard

Clear, independent guidance from financial experts designed to put your interests first.

Learn about our editorial guidelines
  • Matt Schulz

    Matt Schulz

    Chief Consumer Finance Analyst

  • Rob Bhatt

    Rob Bhatt

    Licensed Insurance Agent

  • Amanda Push

    Amanda Push

    Certified Financial Health Counselor

  • Carol Pope

    Carol Pope

    Licensed Insurance Agent

  • Matt Schulz

    Matt Schulz

    Chief Consumer Finance Analyst

Learn about our editorial guidelines

Common questions

We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy.
And we all know – when lenders compete for your business, you win!

It's important that you evaluate all of the terms of each offer before you choose the one that's best for you. Compare the interest rate, APR, points, loan amount, loan term and other details of the loan offer.

LendingTree uses secure technology to ensure that the data you send us is protected, confidential and secure. Please see our Security Policy for more information.

LendingTree will send you an e-mail with each lender's loan offer when the lender responds, usually within minutes. When each Lender makes their decision, we will notify you via email. You will receive an email for each lender making an offer with the details of the offers.

Please contact LendingTree Customer Care via the Contact Us page.

Yep. You can also shop and compare offers for:

  • Personal loans
  • Auto loans
  • Home equity loans
  • Mortgage refinance loans
  • Credit cards
  • Insurance
  • Business loans

Not sure where to start? No problem. Many people compare a few offers first, then choose the option that works best for their budget.